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HELP SAVE THE DREAM OF HOMEOWNERSHIP!

IT’S TIME TO SPEAK OUT!
Tell your Members of Congress you oppose any tax reform plan that would weaken the tax incentives for owning a home, such as the Mortgage Interest Deduction, and not to let a tax reform plan increase taxes on homeowners by eliminating the state and local tax deduction.

The recently released tax reform framework promises to lower taxes for the middle class and create economic growth. However, restricting the Mortgage Interest Deduction to just the top 5 percent and repealing the deduction for state and local taxes would eliminate the time-honored tax incentives of owning a home for current and prospective homeowners. It could also lower the value of all homes by more than 10 percent and inhibit growth.

Send your message to Members of Congress. Complete this form to get started- link below….

Don’t Let Tax Reform Become A Tax Increase For Homeowners

Sold! A First Timer’s Checklist For Selling Your Home

 

As a homeowner, the selling process can be an overwhelming experience – especially for first timers. Since they’ve never been through the experience of selling a home, many homeowners feel a bit lost as to what they need to do before they can pass their keys over to the next owners.

But not to worry! Here’s a checklist that covers all the essentials for homeowners getting ready to sell their first property:

Sprucing Things Up

Before homeowners list their home, they will want to handle any minor fixes that might keep them from getting top dollar for their property and spruce things up to make the home more attractive to potential buyers.

While every home is different, some areas that homeowners will want to revamp before listing their home include:

Painting

Painting is a relatively easy and inexpensive fix, but it can really make a difference in how a home presents. Before listing, homeowners should plan to refresh both the exterior and interior paint.

It also helps to use neutral colors when repainting a house that’s about to go on the market. Bold colors can be off-putting or distracting to potential buyers. Using neutral colors like white, beige, or gray, will help potential buyers see the property, not the paint.

Landscaping

The first thing potential buyers will notice when viewing a home is the landscaping. If the yard is in shambles or there are human-sized weeds sprouting from every corner, it can be a deal breaker.

Investing in landscaping upgrades will add to a property’s curb appeal and can help land a higher selling price. If the outdoor area hasn’t been landscaped, adding flowers, small trees and greenery can go a long way. If the property already has a garden, cleaning the area up (including raking, pruning and adding additional plants to fill in any visible gaps) will suffice.

Cosmetic Repairs

If there are minor and/or inexpensive repairs that need to be done to the property, it can be helpful for the homeowners to take care of them prior to listing. Small repairs, like steam cleaning the carpets or fixing a leaky shower, are quick, easy and inexpensive fixes, but can make a big difference when showing the home.

While homeowners will want to leave more major repairs and remodels for the potential buyers, cleaning up small problems will yield big results when they put their home on the market.

Staging

It’s important for homeowners to stage their home in a way that’s appealing to potential buyers. Staging can either be done with the help of a professional organizer and decorator or independently, but proper staging should include:

  • Decluttering the home
  • Removing any personal items
  • Reorganizing, rearranging and/or removing furniture to make the home feel more open and spacious
  • Thoroughly cleaning the home
  • Arranging the home to highlight the property’s best features (for example, pulling back curtains to showcase a gorgeous view or moving any furniture that blocks interesting architectural details)
  • Adding decorative items to enhance the space

Staging a home in a way that appeals to buyers can have a huge impact on the selling process. Professional stagers typically cost a few thousand dollars, but if homeowners want to save the extra cash, HGTV has some great tips on how to best stage a home for maximum impact.

Choosing An Agent

Once the property is ready to be shown to potential buyers, it’s time to find an agent.

Choosing the right real estate agent is HUGELY important, particularly for first time sellers. Having the right real estate agent representing the property can mean the difference between a quick, painless and positive selling process and a long, drawn out nightmare.

When choosing a real estate homeowners should consider:

Does this agent specialize in this type of property and in this area?

Whenever possible, homeowners should work with an agent who possesses a wealth of knowledge and experience selling the type of property they’re looking to sell within their market.

Different types of properties and different markets have different nuances, and working with an agent who understands those nuances can help homeowners sell their home quicker and for a higher price than working with an agent who isn’t as knowledgeable.

What’s the agent’s track record?

One of the best predictors of future success is past success. When choosing a real estate agent, homeowners should ask what their track record of success is. How many homes have they sold in the past year? What’s the average time their properties stay on their market? What percentage of their deals come in at the asking price or above?

Understanding a real estate agent’s past performance can help homeowners understand what they might expect during the selling process and helps to set up proper expectations for both the homeowners and the agent.

What’s the agent’s plan for selling the property?

Homeowners should also ask what their agent’s plan is for selling the property. What marketing channels will they leverage to make sure the property gets in front of the right people? How aggressively do they plan to market the property? What’s their backup plan should they not be successful with their typical marketing strategies?

It’s an agent’s job to sell a property, but there are many ways to do that. Homeowners will want to find out upfront what their agent’s plan is to make sure it’s in line with what they’re looking for.

Selling a property can be overwhelming for first time sellers. But by following the steps in this checklist, homeowners can take the necessary steps to selling their home quickly, easily and with as little stress as possible.

Why You Actually Need To Hire A Buyer’s Agent When Purchasing A Home

 

When you first start looking at houses to buy, you’re probably looking to find the best house possible…not looking for the best real estate agent possible.

It usually begins innocently enough…

Maybe you see a house online. So, you reach out to the agent with the click of the button. Or send a quick e-mail. Perhaps even pick up the phone to ask a few questions, or schedule a showing. Next thing you know, you’re being sent listings by e-mail, and going out to see houses with that agent.

Or, maybe you go to open houses and meet a bunch of different agents, and eventually just find yourself working with one of them. (Or several of them at the same time.)

You might be a little bit more deliberate about finding an agent, though. And you might choose to work with one who you have seen who has lots of signs, ads, or billboards. It might boil down to choosing an agent because everyone seems to use that particular agent.

But too many people just sort of stumble into working with a real estate agent by chance.

It’s not the best way to “hire” a real estate agent when you’re buying a house, but it’s pretty typical. Life is busy, and there isn’t any true process to finding the very best real estate agent.

So, the point is this: for most people, stumbling into a relationship with a real estate agent is just how it goes.

So, what is the point of the article then? What is the solution? What should you do?

First things first…

Make a concerted effort to find and choose the real estate agent you work with to buy a home… before you actually start looking at any homes.

While it’s natural to be excited to find the home you want to buy, when you do that first, you are skipping a worthwhile step.

Instead, you should ask friends, family, coworkers, or whoever else you know, for recommendations and referrals.

Then, meet with, and speak with a few agents. Get a feel for how they work. Determine whether you trust them, and whether they seem like they know what they’re talking about and doing.

Once you find one, actually hire the agent…

When you find one you like, hire that agent. Commit to the agent. Work solely with that agent.

Too many people feel like they should have several agents helping them find a house. Yet, all the agents have access to every home on the market. Every agent can get you in and show you the houses.

But not every agent can represent you, your needs, and your best interests the same. Some are better at handling the ins and outs of the process. And better at analyzing values, and advising you. And, of course, some are better at negotiating.

It isn’t about having several agents out there looking to find you some needle in a haystack. Or an agent who is willing to jump to show you a house the minute you call about one. It’s about having one that is solid and skilled representing your interests with their knowledge and skills, once you do find the right house.

And an agent that good isn’t likely to spend a whole lot of time or attention on you if they don’t feel that you are being loyal to them, or aren’t serious and committed to them, and the process of buying a house.

The best way to show them you are all of that, is to literally hire them. Sign a buyer’s agency agreement with them. Show them you are committed to him or her, and the process, by committing to them.

Why should you?

Most people, even some real estate agents, may tell you that you should never sign a buyer’s agency agreement and thereby hire a specific agent.

And you don’t have to. So many agents will work without requiring you to do so. You can get the milk for free, as they say…so why buy the cow?

Because…you aren’t “most people”. You know better.

If you don’t specifically find, choose, and hire a specific real estate agent to work with, you will possibly find one representing you by default.

It could be one that you meet at an open house. You just go to see the house. You love it. You want to make an offer. And, boom, the agent that was there is now representing you and your best interests.

Maybe that agent will be great. Maybe not.

And even if the agent is good, it isn’t like that agent will have a whole lot of background with you, or insight into you and your needs.

This can make the whole process not so great. You can find yourself feeling at odds, or working with someone who doesn’t seem to be fighting for you, so much as convincing you to do what they want you to do so they can make the sale.

That isn’t necessarily going to happen. But it can…and does…to so many people. To “most people”.

And then “most people” complain about how horrible their experience was buying a house.

Here’s the kicker…

The reason why people complain that their home buying experience is often not great, is because the client and the agent do not have a committed relationship!

The lack of commitment actually causes mistrust, and less than ideal dealings.

Yet, most people go about it that way.

So, solve the problem most people have by actually seeking, finding, and hiring the best real estate agent you can find to help you buy your house.

Don’t just stumble into a loose relationship with someone you need to trust to get you the best house, at the best price and terms.

5 Natural Home Fresheners You Can Make!

Making your home smell delicious isn’t something you have to spend a lot of money on. Especially if you’ll be showing your home to potential buyers, or having an open house, you’ll want a fresh, clean scent to permeate your entire home so that it smells as great as it looks!

Here are five all-natural home fresheners that you can create yourself for a fraction of the cost of store-bought room fresheners, and without all the potentially harmful chemicals, too.

 

 

1. Lemon and rosemary

All you’ll need to create this fresh, clean scent is: a small stockpot, water, a few sprigs of rosemary, a lemon, and about a ½ teaspoon of vanilla extract. Fill your pot a little over halfway with water, add a sliced lemon, the rosemary sprigs, and the vanilla extract, and let it simmer on the stove and fill your home with a lovely scent. You can also place the mixture in jars with holes in the lids around the house, but you’ll want to change the solution every other day or so.

 

2. DIY reed diffuser

 

You’ve probably seen expensive reed diffusers in home stores. You can make one (or several) yourself very easily! The supplies you’ll need include a small vase, baby oil or mineral oil, essential oil of the fragrance you desire, and a few bamboo skewers or rattan diffusing sticks.

Fill the bottom of the jar with a half-inch of baby oil or mineral oil. Add the scented essential oil you’ve chosen (lemon and orange always smells clean, and lavender is very relaxing). Add your skewers or reed, and tie a ribbon bow around the vase for decoration. The oil will diffuse up the skewers or reeds, and will fill your home with your amazing essential oil fragrances!

 

3. Scented wood blocks

 

To make these easy and long-lasting fragrance diffusers, you’ll simply need some wood blocks, a small paint brush, and your choice of essential oil fragrances (or perfume oil). Cover the outside of the blocks in scented oil using the paintbrush, and let them sit overnight to absorb the oil fully. Wipe off the excess oil, and place these in inconspicuous places around the house (but make sure you place them on a small plate, jar lid, or any other glass or plastic container as the oil will leach onto any porous surfaces.) If you find your blocks need refreshing, simply “paint” them with more essential oil!

 

4. Au naturale orange candles

 

When we say natural – we mean natural! For these easy to make candles, you’ll need an orange (or oranges), a knife, any type of vegetable oil, and a candle lighter (not matches or a cigarette lighter). Cut the orange in half, and carefully run the knife around the edges of the orange to loosen the fruit. Remove the fruit, but be careful not to remove the inside stem – the white stem that sticks up from the orange’s center.

Once the inside of the orange is cleaned out, add oil to fill it just over halfway full. The stem will absorb the oil in about 45 minutes. Now you can “light” your orange.

The reason you’ll need a candle lighter is because it’s going to take a few minutes to dry the orange stem out enough for it to catch a flame. So hold the flame from the candle lighter to the stem, and just keep it there. Once it turns brown or black, it is ready to light. Keep trying to light it until it “catches”, and there you have it – an entirely homemade orange candle!

 

5. Easy refreshing room spray

 

Instead of buying bottles filled with chemicals you can’t even pronounce to refresh your rooms, why not make your own room spray out of completely natural ingredients? It’s easy, and you can create any scent you can imagine. We’re going to make lemon basil spray.

You’ll need: a 16 ounce spray bottle (you can use an old hairspray pump bottle, just make sure you rinse it out really well), ¾ cup of water, ½ cup of water, a tablespoon of vodka, 4 tablespoons of dried basil, a coffee filter and 5 drops of lemon essential oil.

In a small pot, bring the ½ cup of water to a boil and add the basil. Let that steep for four minutes. In a separate pot, bring the ¾ cup water to a boil. Line your funnel with the coffee filter, and place the funnel in the opened spray bottle. Pour the steeped basil water into the funnel, letting the coffee filter catch the basil. Now pour in the ¾ boiling water, vodka, and essential oil. Shake it up to mix, and then spray!

You can refresh this on a weekly basis using any essential oil and herbs you want, and you can also add extracts such as almond or vanilla – you’ll only need a few drops. Get creative and come up with deliciously scented room sprays of your own!

When And Why You Should Refer A Real Estate Agent

 

You probably know a real estate agent or two.

Are you constantly thinking about them?

Are you constantly on the lookout for people you can refer to them, who are buying, selling, or renting real estate?

Are you keeping your ears peeled to hear even the slightest hint of someone making a move?

You’re probably not.

But the real estate agents you know wish you were.

Not everyone is a “connector”

Some people are natural “connectors”, and are always ready to recommend this person or that person to someone looking for some sort of help.

But many people are not.

It’s not like most people are walking around thinking about a real estate agent’s business and needs 24/7. Most people are busy enough with their own days and lives.

It isn’t like you wouldn’t recommend an agent…if the moment came up. It just isn’t the first thing on your mind.

After all, what’s in it for you? (W.I.I.F.Y as it is often referred to…)

It’s totally human and OK to feel that way.

And, given real agents can’t legally compensate you what is in it for you?

Why should you refer an agent?

Four reasons:

1) To look out for your friends, family, and acquaintances

There’s a lot of real estate agents in the field. But not all of them are created equal. Some are better than others.

So, when you know a good real estate agent, make sure to refer your friends, family, and anyone you meet, to that agent.

You’ll save the people you know a lot of time, money, and aggravation.

2) To look out for yourself

It’s hard to understand this until you’ve done it (so just try it and see for yourself), but people really do appreciate a person who hooks them up with a great real estate agent.

Referring a great agent to someone simply makes you look good. It makes you look smart, and in the know. It makes you seem “connected” and hooked up with someone that your friends and family will feel fortunate to have been hooked up with.

Who doesn’t like to look good in the eyes of their friends, family, and peers?

3) To look out for the real estate agent

Real estate is a tough business to succeed in. There’s only so much business to go around, and there’s always a whole lot of agents trying to get enough business to survive, let alone thrive.

Sure, it’s on the agent to prospect, market, and dig up enough business on their own.

But, a huge part of doing that needs to come from people referring them. So, they are probably reaching out to you and reminding you that they are in the business and there for you (and anyone you know) when you buy, sell, or rent real estate.

They aren’t trying to be a pest. They are trying to survive. And ideally, thrive.

Help the agent you know. They want and need it.

4) To look out for the good of the industry

Too many subpar agents exist and flood the field.

When you know a good, trustworthy, honest, and dependable person who is a real estate agent, refer him or her.

It’s for the good of the industry. And, a better real estate industry benefits you, the consumer, in the long run.

Real estate agents and the industry as a whole suffer from a less than stellar perception in the public’s eye. You can help improve and change that by referring the great agent you know, and make it harder for those who are not doing the best job for people to exist.

When should you refer an agent?

Five scenarios:

1) If you have a friend, family member, or coworker moving locally

This is the no-brainer. You know a local agent, and you know someone moving locally…refer them. No need to explain further.

2) If you have a friend, family member, or coworker moving out of area

This one isn’t something you might think to do…

But, if you know a real estate agent you trust, and hear about someone moving outside of the area they specialize in, you should still refer your friend, family member, or acquaintance to that agent.

The agent will then refer the person you know to the best agent in the area they are moving to. Look at this as “birds of a feather”. If you know and trust an agent locally, they’re going to have the resources and be able to refer an agent out of area who does business in a similar manner as they do.

3) Anyone you even hear breathe a word about buying, selling, or renting real estate

It might be in line at Starbucks, or the grocery store. It could be at a cookout, or a wedding. Maybe even a funeral…

The point is, wherever and whenever you hear someone chatting about real estate, make sure to mention the agent you know to whoever is thinking of buying or selling.

(Bonus points if you’re carrying their business card around and can hand one to the person.)

4) You know someone who is trying to “FSBO”

If you know someone trying to “for sale by owner”, and it just isn’t going well, let them know about the agent you trust.

The owner is likely being bombarded by agents calling and knocking, and would probably appreciate having someone just give them the name of a trustworthy agent.

5) You know someone who just needs some real estate advice

Real estate agents give their time, thought, and advice freely. Literally…it’s free. Until and unless a person buys or sells a house through them.

And it’s something most great agents do without hesitation. Without pressure or obligation. A great real estate agent wants to help anyone you know if they have any real estate related questions or concerns — even if they aren’t buying, selling, or renting in the immediate future.

This is a good time for an agent to meet someone and build a long-term relationship, and help someone who needs it.

So, keep your eyes open, and your ears peeled…and refer away. It’ll be appreciated by the agent you know and trust!

Qualifying for a Mortgage! ( With less than perfect credit)

Buying a home is, for many people, an essential part of the American dream. But for people with a checkered financial history – and a less-than-perfect credit score – it can feel like a dream that’s out of their reach.

But just because you don’t have a perfect credit store or a pristine financial background doesn’t mean you can’t buy a home! While it may be a bit more challenging, you can find financing and buy the home of your dreams even if your credit score isn’t quite up to the level you’d like it to be.

Here are five tips for buying a house (even if you have a less-than-perfect credit score):

1. Make Sure Your Credit Report Is Accurate

If you’re worried your financial past might prevent you from securing a mortgage, the first step is to go through your credit report with a fine-toothed comb to make sure everything is accurate and up-to-date.

Mistakes on credit reports are more common than you think. In fact, in 2016 alone, consumers lodged 43,000 complaints to the Consumer Financial Protection Bureau regarding inaccurate credit reporting, accounting for nearly a quarter of total complaints.

Inaccuracies on your credit report can contribute to a low score – and make it harder to secure a loan. Go through your entire credit report to check for inaccuracies and, if there are any, reach out to the credit agencies to have them removed. Even remove one or two inaccurate negative remarks on your credit score can have a big impact on your score and make it easier for you to secure a mortgage.

2. Pay Your Rent On Time For A Year

When offering a loan to someone with a less-than-perfect financial history, lenders want to know you’re responsible and they can count on you to make your payments. And that’s why it’s SO important that you pay your rent – on time – for the entire year prior to applying for your mortgage.

Having a documented history of your rental payments that clearly shows you’ve made your payments on time for at least a year shows your lenders you’re able to pay your living expenses on time. And since you were able to pay your rent responsibly, they’ll be more likely to believe you will also pay your mortgage responsibly.

3. Apply for an FHA Loan

The Federal Housing Administration (FHA) can be an excellent resource for potential homebuyers with a less-than-perfect financial history.

An FHA Loan is a mortgage that’s insured by the FHA. FHA Loans have more lenient requirements – these mortgages are available for potential buyers with a credit score of 580+ and at least a 3.5% down payment (500+ with at least a 10% down payment).

If you have some money to put down and are concerned your credit score could be holding you back from securing a mortgage, you’ll definitely want to explore an FHA Loan. Just keep in mind that in addition to your mortgage, you’ll need to pay insurance premiums (since the FHA is insuring your loan in case of default).

4. Find A Co-Signer

If there’s any possible way to have a friend or family member with higher credit score and better financial situation, do it.

Having a co-signer can help you avoid all the negative aspects of applying for a loan with less-than-stellar credit, including sky high interest rates. Over the course of the loan, securing a competitive interest rate can save you thousands to tens of thousands of dollars in interest.

But before you ask someone to cosign your loan, remember: a cosigner is taking legal responsibility for your debt. If you default on your mortgage, the lender can take legal action against both you AND your co-signer. Make sure you’re able to afford the mortgage and can manage the payments before letting someone co-sign your loan.

5. Make A Plan To Refinance

If there’s no way to avoid a mortgage with a high interest rate, it’s ok! Just because you’ve got a high interest rate now doesn’t mean you’ll have a high interest rate forever.

If you get stuck with a high interest rate, make a plan for how you can better your financial situation so you can refinance and get a lower rate in the future. Set a date to refinance and strategize ways you can improve your credit score before then, like lowering your total credit card debt, paying all of your bills on time, or looking into credit consolidation options.

There’s no way around it – the better your credit score and financial history, the better (and less expensive) your mortgage will be. But financial mistakes don’t have to keep you from buying the home of your dreams. With determination, a bit of creativity, and these tips, you’ll be well on your way to buying your home – even if you don’t have a perfect credit score.

What affects property values?

Some the features that increase property values are obvious-like a remodeled bathroom, a modern kitchen, or a sought-after neighborhood. But here are a few features and circumstances you have not have realized can affect property values.

  1. The neighbors: Not every neighborhood or community has an HOA that can keep the neighbors from going overboard with decorations or neglecting to care for their home. Homes adjacent to crazy neighbors can potentially be undervalued.
  2. Trendy groceries and coffee: Recent statistics suggest that if your home is a short walk from popular grocery stores like Whole Foods or coffee chains like Starbucks, it can actually appreciate faster than the national average.
  3. Mature trees: A big beautiful tree in the front yard is enviable, and it’s not something that can be easily added to any home. Homes with mature trees tend to get a little boost in value.
  4. Parking: This isn’t too much of an issue if you live in the suburbs or in a rural area, but residents in dense cities can have real problems with parking, and homeowners might need to rent a spot just to guarantee a place to park each night. That’s why having guaranteed parking in urban areas will raise property values.
  5. The front entrance: First impressions matter to buyers-many will cross a home off their list within 10 seconds of stepping through the front door. An appealing front door, a friendly entryway, and a functioning doorbell are all necessities for getting top dollar.

Avoid These Two BIG Mortgage Mistakes

We all know that searching for and viewing potential homes is the fun part of the home-buying process. The not-so-fun part? The mortgage.

But if you don’t pay attention to the details, your mortgage can end up dragging down the enjoyment of your new home and cause some major regrets. Here are a few mistakes to avoid to ensure that you love your mortgage terms as much as your hew home.

Don’t find your home first: Shopping around for the best mortgage rate should be the first step in the home buying process. You may even want to talk to a mortgage broker a full year before you plan to buy. It’ll give you time to get your affairs in order to qualify for the best rate, could save you thousands of dollars in the long run, and you won’t feel rushed to accept an unattractive loan because you’re worried you’ll miss out on your dream home.

Don’t forget your real budget: There’s often a big difference between what a lender says you can afford and what you can actually afford. Your debt-to-income ratio doesn’t include the money you spend on hobbies, or the cost of commuting to work, or maintenance and utility costs. Really sit down and examine your spending before committing to the loan amount the lender is offering. You won’t enjoy your home nearly as much if it’s eating into your favorite hobbies.

Reconsider These Choices When You’re Designing Your Kitchen

Great Kitchen Tips:

The kitchen is one area of the home that sees the most wear and tear. All the water, heat, and food spills add up quickly so it’s important to focus on quality and lasting appeal when you’re choosing materials for a kitchen remodel. Here are a few things you should avoid:

Cheap Laminate Countertops: The bottom rung of laminate is extremely susceptible to wear and tear. It can melt if you forget to place a hot pad under a pan that’s fresh out of the oven and the edges can chip off from repeated exposure to moisture and heat.

Flat Paint: A flat or matte finish is great in rooms with lower traffic, but it’s a bad idea in the kitchen where the walls are regularly exposed to splatters and spills. You need paint that can withstand an occasional heavy scrubbing, so opt for gloss or semi-gloss finishes.

Trendy Backsplash: If you watch any home remodeling show, you’ll certainly see kitchens with expensive, elaborate backsplash designs and materials. Those trends can be pricey to pursue and can look dated in a hurry. Subway tile is a cheaper, classic option that you’ll never regret, plus you’ll have more room in your budget to purchase quality materials to be used elsewhere.

Cheap Flooring: Just like the countertops, your kitchen floor needs to be strong enough to take some abuse. Cheap flooring easily scuffs and peels (especially from moisture). Quality flooring is worth the investment.


Questions to Ask Your Home Inspector

When you buy a home in NWI, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working-in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.

What does your inspection cover? Not all inspections are the same. Ask for copies of previous home inspections so you can see exactly what they will check inside the [city] home. If you are concerned about something specific, like a leaky faucet in the bathroom, mention that to the inspector so they can check it out.

Are you licensed or certified? If you live in a state that licenses home inspectors, ask to see their license. At the very least, choose a home inspector who belongs to American Society of Home Inspectors. This shows a level of professionalism and education that you can trust.

What kind of report will you give me? You should expect a written report detailing what the inspector found. Most inspectors will give you a typed report within a week of the inspection. Make sure the inspector will be available to explain anything on the report that doesn’t make sense to you.

Will I be able to attend the inspection? If the inspector refuses to let you be present during the home inspection, find someone else. This is your chance to know exactly what you are buying and what potential repairs you or the seller will have to make.

As your real estate agent, I will guide you through the home buying process. Let me help you find your new [city] home. Call me today at 219-472-2660 or email me at info@heritagerealestate.org

Home inspection – http://en.wikipedia.org/wiki/Home_inspection
American Society of Home Inspectors. – http://www.ashi.org/
Easy household repairs. – http://home.howstuffworks.com/home-improvement/repair/5-home-repairs-you-should-do-yourself.htm

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